Hi, I'm Trenton Lay. As a Kingsview partner and wealth manager, I help families save, invest, protect, and make prudent use of their wealth. 

Financial planning can be challenging; I'm here to lighten the load off your shoulders. I'm an honest and positive professional whose priority is always the interests of my clients; providing capability, adaptability, and scalability.

 

Since 2004, I've been serving loyal clients from Washington's San Juan Islands to Colorado's Western Slope. Schedule a free consultation and start experiencing my services. Read my full bio at Kingsview.com

Trenton at desk
 

Available Services

One-on-one Meetings

As a CERTIFIED FINANCIAL PLANNER™ professional, I can assist you with:  

  • planning and investing for retirement and education

  • preparing for estate succession

  • insuring goals against unplanned life events

  • implementing tax planning strategies

  • providing retirement plan options for employers 

I can meet with you in person or by video call. Schedule your free consultation and select your meeting preference. 

Locally serving the communities of Whidbey Island, Washington; Grand Junction, Colorado; with clients throughout the country. 

Classes and Workshops

As a teacher at heart, I offer consultations and courses on personal finance and senior issues.

Personal Finance  

  • Budgeting 

  • Paying off debt fast 

  • Saving money for emergencies 

  • Investing for retirement and education 

  • Understanding insurance

  • Home buying and mortgages

  • Building lifelong wealth and helping others

Senior Issues   

  • Aging and longevity planning

  • Social Security claiming strategies

  • Understand healthcare and Medicare options

  • Estate planning strategies

  • Trust and charitable planning

  • Preserving lifelong wealth and helping others

COST of Services

Investment Management

Most of my clients hire me for investment management and financial planning. They pay an advisory fee which includes both services. The advisory fee is a percentage of assets under management.

Standard advisory fee tier: 

First $250,000.......1.50%

Next $750,000......1.00%

Next $4,000,000...0.75% 

Over $5,000,000...negotiable 

The annualized fees are calculated and deducted from client accounts on a quarterly basis. See ADV Part 3 / Form CRS for more details. 

Hourly Financial Planning

Some of my clients hire me for an hourly financial planning engagement. They might not have a need for investment management but still want professional guidance and financial planning.

 

For example, someone might be looking to confirm whether they are on track for retirement. This project could take 4-8 hours, depending on the complexity of the situation, to analyze and make recommendations.

A typical six hour plan, at $250 per hour, would cost $1,500.